LEASING OPTIONS for SMALL BUSINESSES

Wirth Business Credit is a full service leasing company that offers a variety of small business leasing options to enable your company to acquire business equipment or software that it needs with a solution that fits.

Fair Market Value Purchase Option

This structure provides your small business with the option to purchase business equipment at the end of the lease for its then current Fair Market Value, continue leasing the equipment based on its then current Fair Market Value, or return the equipment. This can be a favorable option when there is a high risk of obsolescence because you can return the equipment at the end of the lease or upgrade to the latest available technology and software.

$1 Purchase Option

This plan allows your small business to buy equipment equipment at the end of the lease for the nominal amount of $1. For companies that intend to keep the equipment at the end of the lease, this is the best option. In essence, you are building "equity" in the equipment, so you can also sell the equipment at the end of the lease or trade it in for the latest technology.

10% Purchase Option

This lease provides your small business an option to purchase its business equipment for a fixed amount at the inception of the lease. This can be a good option when you are leasing equipment that you may want to purchase and use in your small business long term. This option will provide you with a lower monthly payment than the "$1 Purchase Option".