Property Type Presumed Abandoned After Bank account Demand and savings deposits: five years Time deposits: 10 years. Checks or drafts no specific provision Demutualization proceeds three years Gift certificates, gift cards,

Property Type Presumed Abandoned After Bank account five years Checks or drafts no specific provision Demutualization proceeds no specific provision Gift certificates, gift cards, and credit memos Gift certificates: three yea

Property Type Presumed Abandoned After Bank account five years Checks or drafts five years Demutualization proceeds no specific provision Gift certificates, gift cards, and credit memos no specific provision Insurance polic

Property Type Presumed Abandoned After Bank account five years Checks or drafts five years Demutualization proceeds two years Gift certificates, gift cards, and credit memos gift certificates, credit memos, and credit balance

Property Type Presumed Abandoned After Bank account three years Checks or drafts three years Demutualization proceeds no specific provision Gift certificates, gift cards, and credit memos Credit memos: three years Insurance

Property Type Presumed Abandoned After Bank account Demand, savings, and time deposit accounts: five years Trust deposits without terms of trust: up to 15 years an account under the Michigan Uniform Gifts to Minors Act: 15 years

Property Type Presumed Abandoned After Bank account three years Checks or drafts no specific provision Demutualization proceeds two years Gift certificates, gift cards, and credit memos Gift certificates: two years after Dec

Property Type Presumed Abandoned After Bank account three years Checks or drafts three years Demutualization proceeds no specific provision Gift certificates, gift cards, and credit memos no specific provision Insurance pol

Property Type Presumed Abandoned After Bank account deposits: three years Checks or drafts three years Demutualization proceeds three years Gift certificates, gift cards, and credit memos Gift certificates and gift cards are

Property Type Presumed Abandoned After Bank account five years Checks or drafts no specific provision Demutualization proceeds two years Gift certificates, gift cards, and credit memos Gift certificates: three years after De

Property Type Presumed Abandoned After Bank account deposits: three years Checks or drafts three years Demutualization proceeds three years Gift certificates, gift cards, and credit memos no specific provision Insurance pol

Property Type Presumed Abandoned After Bank account five years Checks or drafts no specific provision Demutualization proceeds two years Gift certificates, gift cards, and credit memos Customer credit: five years Insurance

Property Type Presumed Abandoned After Bank account five years Checks or drafts five years Demutualization proceeds five years Gift certificates, gift cards, and credit memos customer credit memos: three years Insurance pol

Property Type Presumed Abandoned After Bank account Demand, savings, and time deposit accounts, and other accounts specifying a definite maturity date: five years For a ward of the state: five years after the beneficiary reaches

Property Type Presumed Abandoned After Bank account five years Checks or drafts five years Demutualization proceeds no specific provision Gift certificates, gift cards, and credit memos Gift certificates without an expiration

Property Type Presumed Abandoned After Bank account three years Checks or drafts three years Demutualization proceeds two years Gift certificates, gift cards, and credit memos gift certificates and gift cards: three years I

Property Type Presumed Abandoned After Bank account five years Checks or drafts five years Demutualization proceeds no specific provision Gift certificates, gift cards, and credit memos five years Insurance policies life or

Property Type Presumed Abandoned After Bank account five years Checks or drafts five years Demutualization proceeds no specific provision Gift certificates, gift cards, and credit memos five years Insurance policies Propert

Property Type Presumed Abandoned After Bank account five years Checks or drafts five years Demutualization proceeds five years Gift certificates, gift cards, and credit memos no specific provision Insurance policies Life or

Property Type Presumed Abandoned After Bank account five years Checks or drafts five years Demutualization proceeds no specific provision Gift certificates, gift cards, and credit memos Gift certificates: the shorter of five

Property Type Presumed Abandoned After Bank account three years Checks or drafts three years Demutualization proceeds three years Gift certificates, gift cards, and credit memos five years Insurance policies Life or annuity

Property Type Presumed Abandoned After Bank account three years Checks or drafts three years after they are payable or after their issuance if payable on demand The presumption of abandonment does not apply if the owner, within

Property Type Presumed Abandoned After Bank account five years Checks or drafts five years after they are payable or after their issuance if payable on demand The presumption of abandonment does not apply if the owner, within th

Property Type Presumed Abandoned After Bank account three years Checks or drafts three years Demutualization proceeds by the date of demutualization However, the dormancy period increase to two years if notices to the owner ar

Property Type Presumed Abandoned After Bank account five years Checks or drafts three years Demutualization proceeds no specific provision Gift certificates, gift cards, and credit memos Customer credit: five years. Gift ce