Insurance & Asset Protection

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Title, Personal Mortgage and Mortgage Life Insurance

A small business owner needs to carry various types of property insurance coverage, but he or she also needs to understand the limits of general coverage.

Proof of Loss

When deciding on the types of fire/hazard property insurance coverage for a small business, an owner needs to consider a number of policy variables.

Co-Insurance Clauses

When deciding on the types of fire/hazard property insurance coverage for a small business, an owner needs to consider a number of policy variables.

Guaranteed Replacement Value

When deciding on the types of fire/hazard property insurance coverage for a small business, an owner needs to consider a number of policy variables.

Deductibles

When deciding on the types of fire/hazard property insurance coverage for a small business, an owner needs to consider a number of policy variables.

Business Interruption Coverage

When deciding on the types of fire/hazard property insurance coverage for a small business, an owner needs to consider a number of policy variables.

Coverage for Data as Property

When deciding on the types of fire/hazard property insurance coverage for a small business, an owner needs to consider a number of policy variables.

Coverage for Defective Property

When deciding on the types of fire/hazard property insurance coverage for a small business, an owner needs to consider a number of policy variables.

Fire/Hazard Property Insurance

A small business owner needs to carry various types of property insurance coverage, and hazard property insurance is certainly a must.

Automobile Liability Insurance

A small business owner may need to purchase specialized liability insurance to cover gaps in a comprehensive general liability policy.

Automobile Property Insurance

Of the various types of property insurance available to a small business owner, a policy covering the use of automobiles is one of the most common.

General and Specialized Property Policies

Insurance is the last line of defense for a small business owner executing an asset protection plan. So once an owner has a basic understanding of some general coverage guidelines, it's time to choose the types of policies.

Cyberspace Liability Insurance

A small business owner may need to purchase specialized liability insurance to cover gaps in a comprehensive general liability policy.

Common Elements and Exclusions

Before deciding on the type of comprehensive general liability insurance for a small business, an owner needs to understand some basic information on what these policies cover.

Directors and Officers Liability Insurance

A small business owner may need to purchase specialized liability insurance to cover gaps in a comprehensive general liability policy.

Specialized Liability Policies

When choosing from the types of liability insurance available, the small business owner may need specialized forms of liability insurance that will cover exclusions from a standard comprehensive general liability policy.

Comprehensive General Liability Insurance

Of the two main types of liability insurance, the comprehensive general policy is the primary form of coverage for small business owners seeking to use insurance as a last resort in their asset protection planning.

E & O Liability or Malpractice Insurance

A small business owner may need to purchase specialized liability insurance to cover gaps in a comprehensive general liability policy.

General and Specialized Liability Policies

Insurance is the last line of defense for a small business owner executing an asset protection plan. So once an owner has a basic understanding of some general coverage guidelines, it's time to choose the types of policies.

Court Interpretation of Coverage and Exclusions

Selecting the types and levels of insurance is vitally important to a small business owner seeking to avoid day-to-day liability risks. So an owner should follow some general insurance guidelines if he or she wants to take full advantage of the protections purchased.

Factor Liability Insurance into Insolvency Tests

Selecting the types and levels of insurance is vitally important to a small business owner seeking to avoid day-to-day liability risks. So an owner should follow some general insurance guidelines if he or she wants to take full advantage of the protections purchased.

Use the Threat of a Bad-Faith Claim

Selecting the types and levels of insurance is vitally important to a small business owner seeking to avoid day-to-day liability risks. So an owner should follow some general insurance guidelines if he or she wants to take full advantage of the protections purchased.

Rely on Another Party's Insurance

Selecting the types and levels of insurance is vitally important to a small business owner seeking to avoid day-to-day liability risks. So an owner should follow some general insurance guidelines if he or she wants to take full advantage of the protections purchased.

Indemnification by Other Parties

Selecting the types and levels of insurance is vitally important to a small business owner seeking to avoid day-to-day liability risks. So an owner should follow some general insurance guidelines if he or she wants to take full advantage of the protections purchased.

Give Prompt Verbal and Written Notice of a Claim

Selecting the types and levels of insurance is vitally important to a small business owner seeking to avoid day-to-day liability risks. So an owner should follow some general insurance guidelines if he or she wants to take full advantage of the protections purchased.