Financial institutions are required to file Suspicious Activity Reports to report transactions they have reason to suspect are illegal. Under the auspices of the Bank Secrecy Act Advisory Board, the Treasury Department's Financial Crimes Enforcement Network periodically publishes the SAR Activity Review.

Suspicious Activity Reports must be filed, under certain circumstances, by money transmitters; currency dealers and exchangers; and issuers, and sellers and redeemers of money orders and/or traveler's checks that are subject to the requirements of the Bank Secrecy Act.

Each financial institution must file FinCEN Form 104 (CTR) for each deposit, withdrawal, exchange of currency, or other payment or transfer, by, through, or to the financial institution which involves a transaction in currency of more than $10,000.

Each person engaged in a trade or business who, in the course of that trade or business, receives more than $10,000 in cash in one transaction or in two or more related transactions, must file Form 8300. Transactions occurring between the payor and the recipient business within 24 hours are considered related transactions. If the transactions occur over a longer period, they are still considered related if the recipient business knows, or has reason to know, that each transaction is one of a series of connected transactions

Within this section of Business Tools, we reproduce a number of contracts and forms that are useful in forming and operating a business with a maximum level of asset protection. From the earliest agreement to start a company to ways to remove valuable assets from a growing business, these forms cover the most popular strategies and gives clues as to how best to structure your operation. Equipment leases and various financing arrangements are also covered, allowing you the greatest protections under the law.

This Sample Operating Agreement incorporates many of the asset protection concepts presented throughout the Business Owner's Toolkit. It provides for the issuance of voting capital and allows for the issuance of nonvoting capital. Using nonvoting capital can be a major component in a popular estate planning, and thus asset protection, strategy: the family limited liability company (LLC). The Sample Agreement provides that members who hold only nonvoting capital have no right to vote as members or to participate as managers. This eliminates control issues involving junior family members, and also should increase the estate tax savings that result from discounting of the other family member's interests.

Within this section of Business Tools, we reproduce a number of contracts and forms that are useful in forming and operating a business with a maximum level of asset protection. From the earliest agreement to start a company to ways to remove valuable assets from a growing business, these forms cover the most popular strategies and gives clues as to how best to structure your operation. Equipment leases and various financing arrangements are also covered, allowing you the greatest protections under the law.

We reproduce a number of contracts and forms that are useful in forming and operating a business with a maximum level of asset protection. From the earliest agreement to start a company to ways to remove valuable assets from a growing business, these forms cover the most popular strategies and gives clues as to how best to structure your operation. Equipment leases and various financing arrangements are also covered, allowing you the greatest protections under the law.

As the founding document for a limited liability company (LLC) or statutory close corporation, articles of organization, by their nature, have serious legal consequences. For example, if there is a conflict between an entity's articles of organization and the entity's operating agreement, in many states the operating agreement, to the extent of the conflict, will be deemed invalid.

We reproduce a number of contracts and forms that are useful in forming and operating a business with a maximum level of asset protection. From the earliest agreement to start a company to ways to remove valuable assets from a growing business, these forms cover the most popular strategies and gives clues as to how best to structure your operation. Equipment leases and various financing arrangements are also covered, allowing you the greatest protections under the law.

We reproduce a number of contracts and forms that are useful in forming and operating a business with a maximum level of asset protection. From the earliest agreement to start a company to ways to remove valuable assets from a growing business, these forms cover the most popular strategies and gives clues as to how best to structure your operation. Equipment leases and various financing arrangements are also covered, allowing you the greatest protections under the law.